COMPANY PROFILE
USAA: homeowners insurance profile
Yes, for members. USAA sells homeowners insurance and describes its standard policy on its official site. Checked 2026-10-19 on the company page cited below. No premium, rating or ranking is published here.
Company facts, as the company states them
| Field | USAA |
|---|---|
| Legal name | United Services Automobile Association |
| Eligibility and availability | Membership based. USAA serves the military community: its homeowners pages describe cover for members, with added benefits for military members, including uniform cover with no deductible for active-duty members. Confirm membership eligibility on usaa.com before planning around a USAA quote. |
| How policies are sold | Members: online or by phone on usaa.com |
| Coverage listed | Damage to your home, including other structures such as fences, driveways, detached garages and pools; Damage to your personal belongings; Temporary living expenses; Personal liability (claims against you); Replacement cost cover for belongings as a standard feature, per USAA |
| Optional cover listed | Water backup; Earthquake; Home sharing cover for rentals under a month; Home Protector (extra toward rebuilding costs, debris removal and ordinance or law); Valuable Personal Property insurance; Flood insurance (separate policy) |
| Verified date | 2026-10-19 |
USAA questions
Does USAA sell homeowners insurance?
Yes, for members. USAA sells homeowners insurance and describes its standard policy on its official site.
How are USAA homeowners policies sold?
According to the company's page: Members: online or by phone on usaa.com.
Does a standard USAA homeowners policy cover flood damage?
USAA states homeowners insurance does not cover floods; a separate flood policy can pay for flood repairs and damaged items.
Sources and check dates
- USAA, Homeowners Insurance, checked 2026-10-19.
Your policy documents govern. Methodology, Disclaimer.