About ClearCoverCost

Who publishes this site

ClearCoverCost is published by ClearCoverCost, an independent publisher of plain-language homeowners insurance cost explainers. We build cost benchmarks and guides from named published data so you can test a renewal or a quote with open eyes. You stay in charge of the decision. We keep the averages honest and the limits visible.

Byline on every page on this site: The ClearCoverCost Editors. Site editorial voice only. No personal name appears as author, owner, reviewer, or agent.

We are not an insurer, broker, or agency. We do not sell policies, we do not sell quotes, and we do not rank insurers as the best or cheapest for you.

Editorial standards

• Every premium figure carries a named source, source year and verified date in our checked-in data, and the source box on the page says the same thing the data file says.
• Where a figure cannot be verified from a named public source, we leave the state out or show the national benchmark and say so plainly.
• Our benchmark model prints its factors on the tool page. A range from published averages is labelled as exactly that, never as a quote for your home.
• Structured data on a page matches the visible content of that page.

Corrections policy

If you find an error, email hello@clearcovercost.com with the page address and the source you believe is correct. We review corrections against the primary source, fix confirmed errors, and note the change on the page when a figure moves. See the contact page for what to include.

How the site pays for itself

Advertising is off on this site and no ad script is loaded. If that changes, the privacy policy and this page will be updated before any advertising starts.