COMPANY PROFILE
NJM Insurance: homeowners insurance profile
Yes. NJM sells homeowners insurance and describes what a basic homeowners policy may cover on its official site. Checked 2026-10-19 on the company page cited below. No premium, rating or ranking is published here.
Company facts, as the company states them
| Field | NJM Insurance |
|---|---|
| Legal name | NJM Insurance Company and its subsidiaries |
| Eligibility and availability | Regional. NJM states it offers homeowners insurance to residents of Connecticut, Maryland, New Jersey, Ohio and Pennsylvania. NJM describes homeowners cover as for people who live in the insured property, in good repair and valued above the minimum coverage limit available. |
| How policies are sold | Direct writer: quote by phone or online on njm.com, with a select group of exclusive agents supporting personal policyholders, per NJM |
| Coverage listed | Dwelling (the home where you reside); Other structures on the property; Personal property; Loss of use; Personal liability; Medical payments to others |
| Optional cover listed | Scheduled Personal Property; Personal Property Increased Special Limits of Liability; Credit Card, Fund Transfer Card, Forgery, and Counterfeit Money Coverage; Identity Fraud Expense Coverage |
| Verified date | 2026-10-19 |
NJM Insurance questions
Does NJM Insurance sell homeowners insurance?
Yes. NJM sells homeowners insurance and describes what a basic homeowners policy may cover on its official site.
How are NJM Insurance homeowners policies sold?
According to the company's page: Direct writer: quote by phone or online on njm.com, with a select group of exclusive agents supporting personal policyholders, per NJM.
Does a standard NJM Insurance homeowners policy cover flood damage?
NJM lists flood loss among common homeowners policy exclusions on its official site and points to flood insurance through the National Flood Insurance Program. Endorsements may be available for water back-up and, in certain states, earthquake, per NJM.
Sources and check dates
- NJM, Homeowners Insurance, checked 2026-10-19.
Your policy documents govern. Methodology, Disclaimer.