COMPANY PROFILE

Farmers Insurance: homeowners insurance profile

Yes. Farmers sells homeowners insurance and lists its common coverages on its official site. Checked 2026-10-19 on the company page cited below. No premium, rating or ranking is published here.

Company facts, as the company states them

FieldFarmers Insurance
Legal nameFarmers Insurance Group of Companies
Eligibility and availabilityOpen to homeowners generally. Farmers states home insurance is not required by law, but a mortgage lender can require it until the loan is paid off.
How policies are soldFarmers agents and online quote on farmers.com
Coverage listedDwelling coverage; Personal property coverage; Personal liability coverage; Loss of use coverage; Medical payments to others; Some sudden and accidental water damage as described by Farmers
Optional cover listedGuaranteed replacement cost; Personal umbrella coverage; Water backup and sump overflow options described by Farmers agents
Verified date2026-10-19

Farmers Insurance questions

Does Farmers Insurance sell homeowners insurance?

Yes. Farmers sells homeowners insurance and lists its common coverages on its official site.

How are Farmers Insurance homeowners policies sold?

According to the company's page: Farmers agents and online quote on farmers.com.

Does a standard Farmers Insurance homeowners policy cover flood damage?

Flooding is not covered by a standard policy; Farmers points to separate flood insurance through the National Flood Insurance Program and offers earthquake insurance in its markets.

Sources and check dates

Your policy documents govern. Methodology, Disclaimer.